Easy No Deposit Car Finance
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At High Beam Cars, we understand that everyone’s financial journey is unique. That’s why we offer specialized car finance options for those with bad credit. Our approach goes beyond just looking at credit scores; we consider your entire financial situation to provide you with the best possible solution.
If you’ve had credit issues in the past but have since settled them, this could work in your favor during the finance application process. Even if you are currently addressing existing credit issues, we might still be able to assist you.
We recognize that financial support can come in various forms. Whether you’re receiving Working For Families, Tax Credits, ACC, or other benefits, we’re here to help. While we can’t guarantee finance approval for every applicant, we ensure fair and non-discriminatory assessments for all.Begin your journey towards car ownership with our easy online pre-approval process. Alternatively, you can apply over the phone or visit us at one of our locations. Pre-approval can give you a clear idea of what you can afford, making your car shopping experience smoother.
We recommend that you check your credit file, which you can obtain for free from major credit agencies in New Zealand. This can give you a clearer understanding of your credit status before applying for a loan.
On our website, you’ll find various tools and resources, including an online application for car finance, a diverse range of car listings, loan calculators, insurance options, and much more.
Explore Car Finance Options
Unlock your dream car with High Beam Cars' competitive and flexible finance solutions.
Competitive Rates
Benefit from some of the most competitive rates in the market.
Flexible Terms
Our flexible terms are designed to fit your budget and lifestyle.
Easy Application Process
Get on the road faster with our simple and efficient online application.
