Buy your Car without any Advance Deposit

Please complete the short following application form to apply for a car on finance online through High Beam Cars, Auckland.


    Applicant Information

    We delivered tailored solutions for our customers understanding their financial situations. You might be self-employed or you might be working in a 9 to 5 shift regardless of your current occupation. We can help you to avail the best possible bad credit beneficiary car loans NZ and vehicle finance package in a short span of time. 

    • No down payment for Bad Credit Beneficiary Loans NZ
    • Get the best Bad Credit Motor Vehicle finance deals 
    • Tenure can be extended from 6 months to 6 years
    • Get lowest or no interest rate on Car Finance for Beneficiaries with Bad Credit 
    • Our services are available in Auckland, Bay of Plenty, Wellington, Christchurch, Hamilton, Whangarei, Whanganui, Nelson, and more. Just fill up the finance application today!

    Discover Your Ideal Car Finance Option with High Beam Cars

    At High Beam Cars, we're dedicated to making car ownership a reality for you. Our diverse finance options are designed to cater to various financial situations, ensuring a smooth and hassle-free path to owning your dream car.

    Tailored Finance for Diverse Income Levels

    Whether you're earning a steady income or facing financial challenges, our finance solutions are adaptable to your unique situation. We consider applicants with a minimum of $650+ weekly banked wages, focusing on affordability and convenience.

    Specialized Finance for Full-Time Employees

    For full-time workers, we offer reliable finance options that complement your stable income, helping you acquire the vehicle that suits your lifestyle and needs.

    Comprehensive Finance Services for Every Customer

    Our finance services are inclusive, addressing the needs of a wide range of customers, including those on work visas or with minor credit issues.

    Inclusive Finance for Work Visa Holders

    Your residency status should not be a barrier to car ownership. We provide supportive finance options for individuals on work visas, ensuring you stay mobile and independent.

    Understanding Finance Solutions for Credit Challenges

    Life's financial hurdles shouldn't prevent you from owning a car. We offer empathetic and flexible finance solutions for those with minor credit issues, giving you the chance to rebuild your financial standing.

    Simple and Transparent Application Process

    Our car finance application process is designed for ease and clarity. Complete our online application form and let our team guide you through the rest, ensuring a smooth journey towards car ownership.

    Embark on Your Car Ownership Journey Today

    Ready to take the next step with High Beam Cars? Contact us or apply online now. Your journey towards owning your dream car starts here!

    Explore more: Explore Our Vehicle Range | Learn More About Us | Read Customer Success Stories